Privacy policy

Last updated / effective date: July 1, 2026

We recognize, respect, and protect the personal privacy rights of all our users and work diligently to safeguard your privacy. We are committed to providing a high level of security and privacy regarding the collection and use of our users' personal information, as well as the personal information of all consumers who visit our website. This Privacy Policy ("Policy") explains how we collect, use, protect, and share information about our users and all consumers who visit our website or use our services. By accessing our website or using our services, you acknowledge the terms of this Policy.

1. Important disclaimers and disclosures

Not a Consumer Reporting Agency: The Company is not a consumer reporting agency as defined by the Fair Credit Reporting Act (FCRA). We do not make credit decisions, provide credit reports, or guarantee that any lender will offer you a loan or financial product. Our service connects you with third-party lenders and financial networks.

Third-Party Data Practices: Once your personal information is transmitted to a lender, financial technology company, or marketing partner, it becomes subject to that third party's own privacy policy and data security practices. We strongly encourage you to review their respective privacy policies.

2. Personal information we collect

The specific categories of personal information we collect and share depend on your interactions with our website and whether you submit a loan inquiry or application request. This information includes:

• Identifiers: Name, date of birth, age, Social Security number, driver's license number or other government-issued identification number.
• Contact Information: Email address, telephone number, and physical residential address.
• Financial Information: Bank account information (routing and account number), employment status, income details, and active military duty status.
• Commercial Information: Loan details, including the requested amount, the purpose of the loan, your communications with us, and records of financial products requested.
• Internet or Other Electronic Network Activity: Internet Protocol (IP) addresses, browser type, device/application type, Internet Service Provider (ISP), date/time stamps, referring/exit pages, and clickstream activity on our site.
• Geolocation Data: Approximate geographic location derived from IP address or device telemetry.

Information We Explicitly Do Not Collect: We do not intentionally collect physical signatures, physical characteristics or biometric descriptions, passport numbers, medical/health information, or health insurance information.

3. Our use of personal information

We use the personal information we collect for the following purposes:

• To connect you with third-party lenders, networks of lenders, and financial service providers to fulfill your request for an extension of credit or a financial product.
• To provide you with information, products, or services that you explicitly request from us or our affiliates.
• To offer related consumer financial products or services that may be of interest to you, including credit monitoring, debt relief, credit repair, credit cards, and banking services.
• To improve our website layout, user experience, and systems through testing, research, and data analysis.
• To optimize, train, and refine our proprietary lead-routing algorithms.
• To prevent, identify, investigate, and deter fraudulent, unauthorized, unethical, or illegal activity, including cyberattacks and identity theft.
• To comply with applicable law, respond to law enforcement requests, court orders, or governmental regulations.
• To evaluate or conduct a corporate transaction, such as a merger, divestiture, restructuring, or transfer of assets, including as part of bankruptcy or liquidation proceedings.

4. Sharing and disclosure of personal information

To run our business operations and facilitate your financial requests, we share personal information with third parties. Below is a disclosure matrix detailing what we share, with whom, and your choices regarding sharing:

• Everyday Business Purposes: Connecting you with third-party lenders, processing transactions, and maintaining accounts. Do we share? Yes. Can you limit this sharing? No (necessary to fulfill your explicit transaction request).
• Our Own Marketing Purposes: Offering our own financial products and services to you. Do we share? Yes. Can you limit this sharing? Yes (you may opt out of future marketing at any time).
• Affiliates' Everyday Business and Marketing: Sharing within our corporate network to facilitate joint services. Do we share? Yes. Can you limit this sharing? Yes (subject to state-specific opt-out restrictions).
• Non-Affiliates to Market to You: Third-party lenders or networks marketing loans in immediate response to your request. Do we share? Yes. Can you limit this sharing? No at submission (required to process the lead); yes after submission for subsequent communications.
• Non-Affiliates for Cross-Marketing: Promoting other ancillary services (e.g., credit repair, debt relief, identity monitoring). Do we share? Yes. Can you limit this sharing? Yes (requires consent or subject to a clear right to opt out).

Additional Safeguards for Sensitive Personal Information (SPI): We will not share your Sensitive Personal Information (e.g., Social Security Number, bank routing/account numbers) unless you have requested a Financial Product or Service, and (a) the sharing is necessary for a third party to fulfill that request, (b) you have provided express, affirmative consent, and (c) we have conducted screening of the recipient entity. We may disclose SPI without consent when required under applicable federal or state laws.

5. Opt-out mechanisms and choice

You have a right to exert control over your information. To exercise your rights, please utilize the following mechanisms:

• Email Request: You may contact us at info@wefixmoney.com to limit our sharing of your information or request removal from future marketing lists.
• Post-Submission Opt-Outs: Please note that if your information has already been transmitted to a lender to process your immediate loan request, you must contact that lender directly to request a data opt-out or removal under their distinct privacy policy.

6. Cookies and tracking technologies

We use first-party and third-party cookies, web beacons, and tracking pixels to analyze traffic, enhance user experiences, and deliver relevant advertisements. All tracking mechanisms served directly on our website are tied to identifiers you provide.

Our corporate affiliates and third-party analytical/advertising partners (such as Google Analytics and Microsoft Advertising) may deploy cookies over which we do not possess control. We do not respond to browser-initiated "Do Not Track" (DNT) signals. However, we honor legally recognized Global Privacy Control (GPC) opt-out signals where technically feasible.

7. Retention of your personal information

We retain categories of personal information for only as long as reasonably necessary to fulfill the purposes outlined in this Policy. Retention periods are determined by applying the following criteria:

• The ongoing necessity to facilitate and manage future or returning loan inquiries requested by you.
• The fulfillment of our contractual terms and conditions or performance under explicit terms of service.
• Compliance with federal and state statutory requirements, including financial recordkeeping, anti-money laundering (AML), and fraud prevention regulations.
• The necessity to establish, exercise, or defend against legal claims, disputes, or regulatory investigations.

8. Security of your information

To protect your personal information from unauthorized access, accidental alteration, disclosure, or destruction, we maintain comprehensive administrative, technical, and physical security measures that are designed to comply with applicable state and federal laws (including the GLBA Safeguards Rule). These safeguards include computer firewalls, encrypted systems and databases, access control protocols, and secured storage facilities.

9. Minors and children's privacy

Our services are directed to individuals who are at least 18 years of age. We do not knowingly collect, sell, or share personal information from individuals under the age of 18. If a parent or guardian becomes aware that a minor has submitted personal information through our platform, please immediately contact us at our specified email address below to initiate deletion.

10. State-specific consumer privacy rights

United States multi-state privacy notice (comprehensive state laws)

Under various comprehensive state privacy statutes (including but not limited to California's CCPA/CPRA, Texas's TDPSA, Virginia's VCDPA, Colorado's CPA, Connecticut's CTDPA, Utah's UCPA, and Florida's FDBR), residents of these states are entitled to distinct legal protections. Depending on your state of residence, you may exercise the following rights:

• Right to Know/Access: The right to confirm whether we process your data and to access the specific categories and pieces of data collected.
• Right to Delete: The right to request the total deletion of personal information collected directly from you, subject to specific legal exemptions.
• Right to Correct: The right to request that we correct inaccurate or incomplete personal information.
• Right to Opt-Out of Data Sales or Sharing: The right to direct us to cease selling or sharing your personal data with third parties for targeted cross-context behavioral advertising.
• Right to Limit/Opt-Out of Sensitive Data Processing: The right to restrict the use or disclosure of your Sensitive Personal Information to only necessary operational exceptions.
• Right to Non-Discrimination: The right to exercise any privacy right without facing adverse treatment, service denials, or price adjustments.

How to Exercise State Rights: To submit an access, deletion, correction, or opt-out request, please send an email to info@wefixmoney.com with the subject line "State Privacy Rights Request" or submit your choice via the automated footer links on our homepage. We will verify your identity using standard protocols (e.g., matching email addresses and phone numbers) within the statutory timelines prescribed by your specific state.

Vermont Residents Only: In accordance with Vermont law, we will not disclose information we collect about Vermont residents to non-affiliated third parties except as permitted by law, or as explicitly authorized by you. We will not disclose credit or financial account eligibility details about you to our corporate affiliates except with your explicit, opt-in consent.

Nevada Residents Only: We provide this notice pursuant to Nevada law. If you prefer to limit promotional calls, you may request placement on our internal Do Not Call List by sending an email to our designated privacy address.

11. Contact information and redress

We maintain procedures to review compliance with this Policy and respond promptly to your privacy concerns. If you have questions regarding this notice or wish to report a perceived compliance issue, please contact us:

• Privacy Officer Email: info@wefixmoney.com
• Toll-Free Telephone: 1-855-632-1673
• Corporate Mailing Address: 9435 Lorton Market Street, Suite 762, Lorton, VA 22079

12. Policy modifications and updates

We reserve the right to alter, modify, or completely update this Privacy Policy at any time to reflect changing practices or statutory regulations. When changes are made, we will adjust the "Last Updated" effective date at the top of this document. We strongly recommend reviewing this Policy periodically to remain informed about how we safeguard your information. Continued utilization of our website and services following an update constitutes acknowledgment of the revised terms.