Last Updated / Effective Date: July 1, 2026
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IMPORTANT LEGAL NOTICE: PLEASE READ THESE TERMS OF SERVICE CAREFULLY. THEY CONTAIN A BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER (SECTION 13) THAT AFFECT YOUR LEGAL RIGHTS REGARDING HOW DISPUTES ARE RESOLVED WITH WEFIXMONEY.COM. |
Welcome to wefixmoney.com (the "Website"). These Terms of Service ("Terms") constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you" or "user"), and the owner/operator of the Website, its subsidiaries, and corporate affiliates (collectively, "Company", "we", "us", or "our"), concerning your access to and use of the Website, as well as any other media form, media channel, mobile website, or related services (collectively, the "Services").
By accessing or using the Website or Services, you express that you have read, understood, and agreed to be bound by all of these Terms. If you do not agree with all of these Terms, you are expressly prohibited from using the Website and Services, and you must discontinue use immediately.
1. Description of Services & Financial Lead Generation
The Website is an online marketplace and marketing matching service that acts as an intermediary connecting consumers seeking personal loans, short-term funding, or other financial solutions with a network of third-party lenders, loan brokers, lead Aggregators, and financial service providers (collectively, "Participating Providers").
2. Eligibility and User Representations
By accessing the Website, you represent and warrant that:
3. Credit Review and Authorization
By submitting a request for information or a loan inquiry on the Website, you understand and explicitly agree that
Participating Providers may use this information to conduct a credit inquiry, which may include either a "soft pull" (which does not impact your credit score) or a "hard pull" (which may affect your credit score) to verify your identity, assess your creditworthiness, and determine your loan eligibility. You acknowledge that the Company itself does not run credit reports or perform credit checks.
4. Electronic Communications and Consent (E-SIGN Act)
By providing your contact information via the Website, you expressly consent to receive electronic communications from us and our Participating Providers. This consent is governed by the Electronic Signatures in Global and National Commerce Act (E-SIGN Act).
You agree that all agreements, disclosures, notices, and other communications provided to you electronically satisfy any legal requirement that such communications be in writing. Furthermore, you authorize us and our partners to deliver marketing and operational materials via email, automated phone calls, pre-recorded messages, and Short Message Service (SMS) text messages to the phone numbers and addresses provided, even if your phone number is listed on a state or national Do Not Call Registry. Standard message and data rates may apply.
5. Prohibited Conduct and Website Use
You agree to use the Website and Services only for lawful, personal purposes. You are strictly prohibited from:
6. Intellectual Property Rights
Unless otherwise indicated, the Website, its source code, databases, website designs, audio, video, text, photographs, graphics, logos, and trademarks (collectively, the "Content") are owned or controlled by the Company, and are protected by copyright, trademark, and trade dress laws of the United States and international jurisdictions. You are granted a limited, non-exclusive, non-transferable, and revocable license to access and view the Website strictly for your personal, non-commercial use.
7. TCPA Consent and Opt-Out
To the extent permitted by applicable law, by clicking the submit button on our loan request form, you provide your express written consent authorizing the Company and its marketing network partners to contact you at the telephone number(s) provided using an automatic telephone dialing system (ATDS) or artificial/prerecorded voice. You acknowledge that consent is not a required condition of purchasing any property, goods, or services.
You may revoke your TCPA telephone consent or unsubscribe from SMS messages at any time by replying "STOP" to any text message received, or by contacting our Customer Support via email.
8. Disclaimers of Warranties
THE WEBSITE AND ALL SERVICES ARE PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. THE COMPANY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT THE WEBSITE WILL OPERATE ERROR-FREE, THAT THE SERVERS ARE FREE OF COMPUTER VIRUSES, OR THAT YOUR MATCHED LENDER WILL COMPLY WITH THEIR AGREED CONTRACTUAL OBLIGATIONS. THE COMPANY MAKES NO REPRESENTATIONS REGARDING THE ACCURACY, RELIABILITY, OR COMPLETENESS OF THE CONTENT OR THE FINANCIAL CAPABILITIES OF PARTICIPATING PROVIDERS, AND WE OFFER NO ADVICE.
9. Limitation of Liability
IN NO EVENT SHALL THE COMPANY, ITS DIRECTORS, EMPLOYEES, AFFILIATES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOSS OF DATA, OR DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE WEBSITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR TOTAL LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO THE COMPANY DURING THE SIX (6) MONTH PERIOD PRIOR TO THE CLAIM ARISING, OR A MAX SUM OF ONE HUNDRED DOLLARS ($100.00 USD), WHICHEVER IS LESS.
10. Indemnification
You agree to defend, indemnify, and hold the Company, its subsidiaries, corporate affiliates, officers, agents, partners, and employees, harmless from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of: (a) your submission of false data; (b) your use of the Services; (c) your breach of these Terms; or (d) your violation of the rights of a third party, including any matched lender.
11. Third-Party Websites and Links
The Website contains links to external websites, platforms, and advertisements owned by Participating Providers or other third parties. We do not monitor, investigate, check, or endorse these third-party links for accuracy or appropriateness. Accessing third-party sites via the Website is done entirely at your own risk, and you should review their distinct terms and policies.
12. Governing Law and Jurisdiction
These Terms and your use of the Website are governed by and construed in accordance with the internal laws of the State of Delaware without regard to its conflict of law principles. For any disputes not subject to the binding arbitration clause herein, you consent to personal jurisdiction and venue in the state and federal courts located in Alexandria, Virginia.
13. Dispute Resolution: Binding Arbitration & Class Action Waiver
A. Mandatory Arbitration
Any dispute, controversy, or claim arising out of or relating to these Terms, the breach thereof, or your use of the Website and Services shall be settled by binding, individual arbitration administered by the American Arbitration Association (AAA) in accordance with its Consumer Arbitration Rules. The arbitration shall be conducted before a single neutral arbitrator, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.
B. Waiver of Jury Trial
YOU AND THE COMPANY HEREBY WAIVE YOUR CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY, OPTING INSTEAD FOR ARBITRATION.
C. Class Action Waiver
YOU AND THE COMPANY AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, REPRESENTATIVE, OR PRIVATE ATTORNEY GENERAL PROCEEDING. The arbitrator may not consolidate more than one person's claims or preside over a representative or class action.
14. Force Majeure
The Company shall not be liable for any delay, interruption, or failure to perform its obligations under these Terms to the extent caused by events beyond its reasonable control, including, without limitation, acts of God, natural disasters, pandemics or public health emergencies, war, terrorism, civil unrest, labor disputes, governmental actions, utility or telecommunications outages, internet or hosting service failures, cyberattacks, denial-of-service attacks, failures of third-party service providers, or other events beyond the Company's reasonable control. During the continuation of any such event, the Company's obligations shall be suspended to the extent affected. The Company will use commercially reasonable efforts to resume performance as soon as reasonably practicable.
15. Term and Termination
These Terms remain in full force and effect while you use the Website. We reserve the right, in our sole discretion and without notice or liability, to deny access to and use of the Website (including blocking certain IP addresses) to any person for any reason, including for breach of any representation or warranty contained in these Terms. Any provision of these Terms that by its nature should survive the termination or expiration of your use of the Website or Services shall survive such termination or expiration. Without limitation, the following provisions shall survive: Intellectual Property Rights; TCPA Consent and Opt-Out (to the extent applicable to communications initiated prior to revocation of consent); Disclaimers of Warranties; Limitation of Liability; Indemnification; Governing Law and Jurisdiction; Dispute Resolution: Binding Arbitration & Class Action Waiver; Force Majeure; and this Survival provision, together with any payment obligations, accrued rights, or obligations that arose prior to termination.
16. General and Miscellaneous Provisions
These Terms, together with the Privacy Policy, which is incorporated by reference, constitute the entire legal agreement between you and the Company. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right. If any provision or part of a provision of these Terms is determined to be unlawful, void, or unenforceable, that specific provision is deemed severable and does not affect the validity and enforceability of any remaining provisions.
17. Contact and Inquiries
To resolve a complaint regarding the Services or to receive further information regarding use of the Website, please contact us at:
Customer Support Email: info@wefixmoney.com
Corporate Physical Address: 9435 Lorton Market Street, Suite 762 Lorton, VA 22079